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Security


Is it safe to register my credit or debit card with OurKidsWin!?
Yes. The information you provide (limited to card number and expiration date only) is NOT enough for anyone to make a charge. It would be like the U.S. Postal Service trying to deliver a letter with just a street number and street name, without knowing the recipient’s name, town, state, or zip code. To use your card number, someone would also need the account name, security code, billing address, and/or account password.

Even still, no one can access your card information. OurKidsWin!'s state-of-the art security systems were designed by renowned experts and use safeguards and techniques comparable to those employed by leading financial institutions. Data is transmitted to, and stored in, secure OurKidsWin! servers in encrypted format (the "s" in the https:// web address denotes a secure connection). OurKidsWin! stores card data in a physically separate location from Members’ personal data. Access to either database requires unique digital keys, which OurKidsWin! stores in a third physically separate database (and which OurKidsWin! changes regularly to maintain high security).

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Why does OurKidsWin! need my credit/debit card information?
In order for your purchases to earn money for your schools, there must be a way for OurKidsWin! to identify qualifying transactions. Web purchases that originate from a school’s Online Mall do not require a "registered" card because e-commerce technology embedded in the website tracks transactions. But accounting for in-store purchases at local shops and restaurants can only be done two ways, either automatically with the simple swipe of a "registered" credit/debit card, or manually with paper forms.

When you use a "registered" credit/debit card, OurKidsWin! can identify the transaction and collect the rebate for your schools automatically and immediately without any additional effort from you or the participating business. Alternatively, you would have to

  1. tell the business that you’re an OurKidsWin! Member
  2. manually fill out a form
  3. mail it and your receipt to OurKidsWin!
  4. after which OurKidsWin! would have to invoice the business
  5. wait for a rebate check

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